Tip No. 41 Shop for home insurance early.Smart buyers will start shopping for home insurance when they have an accepted offer. There is a lot to do when you are buying a home. If you wait until the last minute to find home insurance, you may find that there is no time to shop around for the best deal.Tip No. 42 Time is of the essence.“Time is of the essence” is a phrase that you will find in most, if not all, real estate contracts. This means that you should get things done – such as the removal of conditions in an offer – in a timely manner. Do not wait until the last minute to get things done. For example, if you have agreed to get a home inspection done within 7 days, do not wait until the last day to arrange for the inspection. Unexpected delays can, and do, happen. If you have agreed to do something in a specified amount of time and you do not get it done by then, there can be complications you generally would rather avoid. The same holds true for turning in documents for mortgage purposes. Do not put off until tomorrow what you can do today.Tip No. 43 Make sure that your home qualifies.Even when you are pre-approved for a mortgage, the home you purchase must also be approved. There are two considerations. The first is financial and the second concerns the home itself. If you pay much more for your home than the financial institution appraises the home for, they may not give you the full amount of what you are expecting to mortgage. In essence, the home must also qualify for a mortgage. It is also important that the home not have any major things wrong with it that could jeopardize it qualifying for a mortgage. When talking to your mortgage specialist, ask about what kinds of things in your area may fall into these categories. While most homes do qualify, occasionally some do not. Before you remove conditions and buy the home, ensure that the mortgage approval includes approval of the home at the price you have agreed to pay.Tip No. 44 Condition Removal Means SOLD.The removal of conditions on an offer means you, as the buyer, are committing to buying the home. Ensure that you are satisfied with the inspections and investigations before you do.Tip No. 45 Lawyer or Notary for Title Transfer.The transfer of the title of the property from the seller to you and of the money paid by you to the seller is the job of a lawyer or notary. Know which one you need based on what you are buying.