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Buying a House – 41-45 Real Tips from Real People

(September 27, 2022)

Tip No. 41 Shop for home insurance early.Smart buyers will start shopping for home insurance when they have an accepted offer. There is a lot to do when you are buying a home. If you wait until the last minute to find home insurance, you may find that there is no time to shop around for the best deal.Tip No. 42 Time is of the essence.“Time is of the essence” is a phrase that you will find in most... read more.

Buying a House – 31-40 Real Tips from Real People

(September 22, 2022)

Tip No. 31 Take a second or even third look.The first time that you view a home, details often get missed. If the home is a serious contender do back for a second look and have a list of things to confirm. On more rare occasions You may even want to go back for a third look to make sure before you write an offer. If you first viewed the home at night, go back in the daytime the next time so that y... read more.

Buying a House – 21 - 30 Real Tips from Real People

(September 21, 2022)

Tip No. 21 Avoid large purchases during the Mortgage Loan Process.You have to have a shiny new car to go with that brand new house, right? Wrong! If you need to obtain a mortgage approval to buy your new home, do not do this during your mortgage loan approval process. Large expenditures made before or during this process will jump out during a credit check and they can hurt your debt-to-income rat... read more.

Buying a House – 11-20 - Real Tips from Real People

(September 20, 2022)

Tip No. 11 Do an Initial Number Crunch.After you get financially pre-qualified and you know the standard costs of buying a home do an initial calculation to determine how much you can afford to spend on a home. Factor in your other expenses (current and planned). This will give you a starting point.Tip No. 12 Assess your wants and needs.We all would like to live in the home of our dreams, but we o... read more.

Buying a House – 10 Real Tips from Real People

(September 12, 2022)

Tip No. 1 Understand What Home Ownership Is and Is Not.Some people mistakenly believe that because they own a home and the land that it is located on they can do whatever they like with what they own. This is not reality. First of all, in Canada we do not actually own the land on which our homes are situated. We own rights to the land as detailed in the land title applicable to our property. Moreo... read more.